Prizm Insurance, Inc.
Online Privacy Policy

1. Introduction

Prizm Insurance, Inc. ("Prizm", "we", "us", or "our") respects your privacy and is committed to protecting your personal information. This Online Privacy Policy explains how we collect, use, disclose, and safeguard your personal information in connection with our website www.prizminsurance.io and any other digital platforms that link to this Policy (collectively, the “Services”).

This Policy is provided in compliance with the Gramm-Leach-Bliley Act (GLBA), applicable state insurance privacy laws, and other relevant regulations. It applies to individuals who obtain or have obtained insurance products or services through Prizm for personal, family, or household purposes.

If you are a California resident, please also see our California Privacy Policy for additional information.

2. Scope of Our Services

Prizm is an insurance brokerage. We collect personal information directly from individuals or from authorized representatives (such as financial planners or wealth advisors) to facilitate insurance quotes, applications, and services. We may share this information with third-party insurance carriers in order to obtain property and casualty insurance products or rate comparisons on your behalf.

3. Information We Collect

We may collect the following categories of nonpublic personal information:

• Identifiers (e.g., name, address, phone number, email, IP address)
• Personal characteristics (e.g., age, gender)
• Professional information (e.g., occupation, employer)
• Financial and insurance data (e.g., claims history, coverage details, credit-based insurance scores)
• Commercial data (e.g., insurance products requested, quote history)
• Device and browsing data (e.g., IP address, cookies, browser settings, interaction data)
• Audio, electronic, or visual data (e.g., call recordings, screen shares, uploaded documents)
• Information from authorized representatives, as permitted by law and with appropriate consent.

We collect this information:

• Directly from you or your authorized representative
• From insurance carriers, industry databases, and service providers
• From your device or browser through automated tools like cookies and tracking pixels

4. Use of Your Information

We use your personal information to:

• Provide and manage insurance quotes, applications, and services
• Communicate with you and your authorized representatives
• Submit information to insurance carriers at your direction
• Comply with legal obligations and industry standards
• Prevent fraud or unauthorized access
• Improve our Services and conduct analytics
• Market relevant insurance or financial services (as permitted by law)

We do not sell your personal information.

5. Disclosure of Your Information

We may disclose your personal information as follows:

• With insurance carriers to obtain quotes or bind policies at your direction
• With third-party service providers (e.g., data processors, analytics tools, secure storage vendors) subject to confidentiality and data security obligations
• With financial professionals, as authorized by you
• As required by law, such as in response to subpoenas, court orders, or regulatory inquiries
• In connection with a corporate transaction, such as a merger or acquisition

We do not share your nonpublic personal information with nonaffiliated third parties for their own marketing purposes, except as permitted by GLBA and applicable law.

6. Your Rights and Choices

You have the right to:

• Access the personal information we hold about you
• Correct or update inaccurate information
• Request a record of third parties to whom your information was disclosed in the past two years
• Limit marketing communications by unsubscribing or contacting us

To exercise these rights, contact us at:

📞 (872) 298-2779
✉️ Prizm Insurance, Inc., 5 Revere Dr., 1 Northbrook Place, Suite 200, Northbrook, IL 60062

For identity verification, we may ask for personal details (e.g., name, date of birth) and may take up to 30 business daysto fulfill your request. A nominal fee may apply for mailed copies of information.

7. Safeguarding Your Information

We maintain physical, administrative, and technical safeguards designed to protect your personal information against unauthorized access, disclosure, or misuse. However, no system can guarantee 100% security.

You are responsible for protecting the confidentiality of your own credentials and for accessing our Services via secure networks.

8. Cookies and Tracking

We use cookies and similar technologies to personalize your experience and analyze usage of our Services. You may disable cookies through your browser settings, though this may limit some functionality.

We do not currently respond to "Do Not Track" signals. Learn more at www.allaboutdnt.org.

9. Users Outside the U.S.

We operate in the United States. By using our Services, you consent to the processing and storage of your information in the U.S., which may be governed by different privacy laws than those in your country of residence.

10. Changes to this Policy

We may update this Privacy Policy from time to time. The “Last Updated” date will reflect the most recent changes. If material changes are made, we will provide appropriate notice.

11. Contact Us

If you have any questions or concerns about this Online Privacy Policy or our privacy practices, contact:

📞 (872) 298-2779
✉️ Prizm Insurance, Inc., 5 Revere Dr., 1 Northbrook Place, Suite 200, Northbrook, IL 60062

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