Standard homeowners policies typically exclude flood damage, leaving significant exposure for properties near water or in FEMA-designated flood areas. Flood insurance helps protect against losses caused by rising water, storm surge, and other flood-related events.
Prizm works with carriers who understand the complexities of flood risk, offering policies that meet both lender requirements and client needs. Whether for a primary residence, vacation property, or investment home, flood coverage ensures that assets are safeguarded from one of the most common and costly natural disasters.
